« Getting The Right Travel Insurance For Adventure Breaks

Added September 20, 2013

Just planning an adventure holiday can get the heartbeat racing. The thought of white-water rafting through some fast flowing rapids or parachuting to earth from 10,000 ft is enough to really get the adrenalin flowing.

But while activities like these are guaranteed to bring you excitement and exhilaration, you still need to use a bit of common sense and make sure you have the correct travel insurance in place.

If you are thinking of trying out a bit of mountain climbing, abseiling, skiing, snowboarding, scuba diving or something similarly awesome, you should be aware that your adventure activities probably won’t be covered by standard travel insurance and you’ll need to take out a special policy.

Getting the right travel insurance won’t just cover you if, heaven forbid, something was to go wrong during your adventure activity. It will also protect you against:


If you already have a holiday insurance policy, it’s best to double check with your provider to make sure you’ll be covered for your chosen activity. If not, your insurer might be able to upgrade your coverage, although for more extreme activities (ones insurers will deem “higher risk”) you might need to take out a separate policy.

These days it’s really easy to shop around and find yourself a cheap travel insurance deal. There are so many different insurance providers available that it gives holidaymakers a greater choice and puts them in a much better bargaining position. Simply use an online price comparison website to see what deals match your travel plans.


Sue Hile is the founder of Adventurous Women and currently lives in Perth, Western Australia along with the three most important men in her life, hubby Brad and their two boys Jordan & Dylan.